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I can see into the future with my crystal ball. I can help students to see that if they take out that extra loan for, say, to use toward a nice car, they may be doomed to a life in their parents’ basement after they graduate, surviving on a diet of Doritos and stale Easter peeps! 

My message is “I see you should borrow wisely.” 

Because I can also see what will happen to your future if you don’t.